Getting ahead financially can be tough, but with the right moves, smart women like you can do it, too.
Our team spent over 40 hours analyzing dozens of investing opps, and these are the winners, used by real men to get ahead financially.
Tip 1: Save- and Invest- Without Thinking About It
Saving can be tough when you’re a young woman, but we found a way to automatically invest the rounded up change from everyday purchases into affordable, diversified exchange traded funds that grow over time.
It’s an app and debit card called Acorns, and it only takes 5 minutes to set up. Their average user invests almost $400/yr from spare change in companies like Apple, Amazon, Airbnb, and Nike.
Investing spare change in stocks is a smart- and easy- way to passively grow your wealth.
Tip 2: Get Up to 10% Cash Back While Saving the Planet
Did you know that your banking choices could be killing off polar bears and contributing to global deforestation?!
Big Banks take client deposits and invest them with companies that support fossil fuel expansion (think drilling in the Arctic and expansion of the Keystone pipeline).
If you hate this as much as we do, switch to Aspiration, where your deposits will NEVER support fossil fuel projects. If you turn on “Plant Your Change” for all purchases, they’ll plant a tree every time you swipe your debit card, simply by rounding up the change.
Oh, and depending on the card you choose, you could get up to 10% cash back.
With no hidden fees, Aspiration allows users to pay whatever they think is fair (even $0) and getting started only takes 3 minutes.
Tip 3: Keep Your Stuff Safe for 30 Cents/Day
Whether it’s a burst pipe, a burglar stealing your laptop, or a kitchen fire, it only takes a few seconds to suffer a huge loss at home.
And unless you’re secretly a Rockefeller, you likely don’t have enough money laying around to replace everything you own. So you need renter’s insurance to protect you from a ton of financial pain and quickly replace your stuff.
A company called Lemonade offers renter’s insurance as low as $5/mo (insane, we know!) Plans cover things like fire, pipe bursts, and theft, as well as lawsuits should someone get seriously hurt while visiting.
Everything is done from your phone and it only takes about 90 seconds to get IMMEDIATE rental insurance coverage.
Tip 4: Leave Your Family $1.5 Million Dollars
Should something happen to you, you’ll want your family taken care of.
It’s unlikely you’ll have enough saved to cover 20 years of expenses like the mortgage, car repairs, and college tuition, so you’ll need a plan.
The company- called Bestow– makes it super easy to apply for coverage. In 90 seconds, you can get quote (no physical needed). Enter a bit more info and in 5 minutes you’ll know if you’ve been approved for up to $1.5 million of coverage.
For less than the cost of an average Uber ride, and you could to get up to $1.5 million in coverage. Apply today to help protect their tomorrow.
Tip 5: Get Into the Stock Market
Since most of us are unlikely to start the next Salesforce or Oracle, buying stock in companies is a great path to start building wealth.
Well-known companies like Tesla, Airbnb, and Netflix can have sky-high stock prices, so being able to invest in a fractional share of these types of stocks makes it accessible to start investing with an app called Stash1.
It only takes a few minutes to set up and when these other companies profit, so can you thanks to dividends!2
5 million people trust Stash.3 Set up your account now, and they’ll put an extra $5 into your personal portfolio once you make a deposit of at least $5*.
Tip 6: Cancel Your Car Insurance
One of the easiest ways to get ahead is to cut back on unnecessarily high bills– like your current car insurance. Unless you’re comparing rates twice- yes, twice- a year, you’re probably overpaying.
It’s totally free and there are no forms to fill out. Just link your current policy and see how much you can save. They say their average customer saves almost $1,000/year!!
Tip 7: Get Your Credit Score for FREE… and Learn How to Increase It
You’ve heard of a credit score and know it affects your ability to borrow money, but you know yours, or how to make your credit score higher?
Don’t know your credit score? Don’t worry- the team at Credit Sesame has you covered. They’ll help you get your credit score for free, and even give you tips on how to quickly increase it.
They’ll also have free identity theft protection, free credit monitoring, and a free credit report card.
In 90 seconds, you can get a free Credit Sesame account and find out your credit score for free and how to improve it.
2) Choose a debit card that’ll help save the planet because your money will never go to fossil fuel projects. You can even get a $150 sign up bonus when you spend $1,000. It only takes 3 minutes to sign up.
5) Invest in fractional shares of popular companies with Stash. With 3-4 minutes and $5, you can start investing today.
7) Get your free credit score… and get tips on how to improve it in just 90 seconds.
Wealth Circus is a paid affiliate/partner of Stash. Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser.
*Offer is subject to Promotion Terms and Conditions. To be eligible to participate in this Promotion and receive the bonus, you must complete the following steps: (i) click through the link above, (ii) successfully open a Stash Invest Account (otherwise known as your personal portfolio) in good standing, (iii) link a funding account (e.g. an external bank account) to your new Stash Invest Account, AND (iv) initiate and complete a deposit of at least five dollars ($5.00) into your Stash Invest Account.
1This material is not intended as investment advice and is not meant to suggest that any securities are suitable investments for any particular investor. Investment advice is only provided to Stash customers. All investments are subject to risk and may lose value. All product and company names are trademarks ™ or registered ® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
2Remember, not all stocks pay out dividends. And there’s no guarantee any stock will pay dividends in a quarter or year.
3This is not an endorsement or a statement of satisfaction by any Stash client and is defined by the number of clients who have e-signed.